Privacy Policy

True North Retirement Solutions
(A DBA of The Medicare Exchange)

PRIVACY POLICY

Effective Date: 2/01/2026

True North Retirement Solutions (“Company,” “we,” “us,” or “our”), a doing business as (DBA) of The Medicare Exchange, is committed to protecting the privacy and security of personal information collected through our website and related services.

This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, complete a form, schedule an appointment, or otherwise communicate with us.

1. Information We Collect

We may collect the following categories of information:

A. Personal Information

  • Information voluntarily provided, including but not limited to:

  • Full name

  • Telephone number

  • Email address

  • Mailing address

  • Date of birth

  • Medicare eligibility information

  • Insurance-related information

  • Financial planning information

Any additional information submitted through online forms or communications

B. Automatically Collected Information

When you visit our website, we may collect:

  • IP address

  • Browser and device information

  • Pages visited

  • Date and time of access

  • Referring URLs

  • Cookies and similar tracking technologies

2. Use of Information

We use collected information for lawful business purposes, including:

  • Responding to inquiries

  • Scheduling and confirming appointments

  • Providing Medicare guidance and retirement planning services

  • Evaluating insurance plan options

  • Sending appointment reminders and follow-up communications

  • Complying with regulatory and legal obligations

  • Improving website functionality and user experience

We do not sell personal information to third parties.

3. Communications Consent (SMS & Email)

By submitting your information through our website or forms, you expressly consent to receive communications from True North Retirement Solutions via telephone, email, and text message regarding your inquiry or services requested.

Message frequency may vary. Standard message and data rates may apply.

You may opt out at any time:

  • Reply STOP to any text message

  • Use the unsubscribe link in email communications

  • Contact us directly

Consent to receive communications is not a condition of purchasing any services.

4. Disclosure of Information

We may disclose personal information when necessary to:

  • Licensed insurance carriers

  • Financial institutions

  • Third-party service providers supporting our operations

  • Regulatory authorities, when required by law

All disclosures are made in accordance with applicable federal and state regulations.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

However, no method of electronic transmission or storage is completely secure.

6. Medicare & Regulatory Disclosure

True North Retirement Solutions is a DBA of The Medicare Exchange. We are not affiliated with, endorsed by, or contracted with the federal Medicare program.

We do not offer every plan available in your area. Information provided is limited to plans we represent. For a complete list of options, please visit Medicare.gov or call 1-800-MEDICARE.

7. Your Rights

Subject to applicable law, you may request to:

  • Access your personal information

  • Correct inaccuracies

  • Request deletion where permitted

  • Withdraw consent for communications

Requests may be directed to:

[email protected]

1-877-526-8962

8. Policy Updates

We reserve the right to modify this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.